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Esteem

You have worked hard for many years and are now enjoying the fruits of your labour. You can finally start doing the things you have always wanted to do - the things you have put on hold because you had been busy working, bringing up your children and providing your family a comfortable life. You have worked hard for your money. Now is the time for your money to work hard for you while you enjoy the best years of your life.

Effective from 23 March 2009, the following interest rates for Esteem savings account will be revised.

Existing Interest Rates

 Revised Interest Rates  

 Tiers

 Current Rates(% p.a.)

Tiers 

 Revised Rates (% p.a.)

 Up to RM50,000

0.35

 Up to RM75,000

 0.40

 Up to RM100,000

0.50

 Up to RM300,000

 0.55

 Above RM100,000

1.00

 Up to RM1,000,000

 1.00

     Above RM1,000,000

 1.20

The product features remain unchanged.

Next Steps : 
  Benefits

Complete Account For Senior Citizens.
The Esteem Account is a special Savings Account to help you conserve your savings.

Higher Interest
Higher monthly interest than a normal Savings Account.

Daily Interest
Interest calculated daily and paid into your account monthly.

Free Standing Instructions
Free standing instructions if you make payments to any OCBC account.

24-hour Convenience
Enjoy our 24-Hour Services via our self service banking and OCBC PhoneBanking services, FREE.

Interbranch And ATM Cash Withdrawals
You can enjoy easy access to your account with interbranch and ATM cash withdrawals from our wide network in Malaysia , over 360 OCBC ATMs in Singapore and also at any Visa PLUS ATMs worldwide.

Esteem Flexibility
Enjoy the flexibility of automatic fund transfer (one-way) from your Esteem Account to meet cheque payments if there are insufficient funds in your current account. This helps protect you from returned cheques.

Esteem Protection
Enjoy peace of mind with our free comprehensive Personal Accident (PA) Insurance coverage, up to RM200,000.

Note:
Sum assured of this comprehensive PA is the aggregate balance of your Esteem Account at the time of accident, subject to a maximum coverage of RM200,000.

  • The coverage includes death, permanent disability and partial disability due to the accident.
  • Both you and your joint accountholder will be covered if you and your joint accountholder are between 50 and 70 years old.
  • For more information on the policy terms and conditions, you may request from any OCBC Bank branch for a copy of the masterpolicy of the Group Personal Accident Plan issued by Overseas Assurance Corporation ( Malaysia ) Bhd.
  Eligibility
 Individuals aged 50 years old and above.
 Trust accounts can be opened for individuals below 18 years old (accounts can be opened by the parents or legal guardian of at least 50 years of age).
 Minimum initial deposit of RM3,000.
  Fees and Charges
 No monthly service fee!

Click here for guides on Fees & Charges

  Next Steps
 Esteem Product Disclosure Sheet
 Visit our Branch
 Call Us
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